Accidents and injuries can happen unexpectedly in any workplace. According to the Bureau of Labor Statistics (BLS), Iowa had over 40,000 employer-reported workplace injuries and illnesses in 2021. Workplace accidents cause physical harm, emotional stress, and financial burdens for the affected employees and their families. However, workers’ compensation laws provide a safety net for injured workers to receive benefits while they recover from their injuries. One of our Davenport workers’ comp lawyers can help you navigate the complex and often confusing workers’ compensation system, so you can receive the benefits you deserve.
What Is Workers’ Comp?
Workers’ comp, or workers’ compensation, is insurance that provides benefits to employees who are injured or become ill due to their job. It provides a safety net for injured workers to receive the medical care and financial support they need to recover and return to work.
Employers are required by law to provide workers’ compensation insurance. Therefore, if you are injured at work, you can file to obtain workers’ comp benefits. Workers’ comp insurance typically covers:
- Medical expenses: This includes doctor visits, hospital stays, medication, surgeries, and rehabilitation services.
- Lost wages: If you cannot work due to a workplace injury or illness, workers’ compensation insurance can provide a portion of your lost wages until you can return to work.
- Disability benefits: If you suffer a permanent disability due to a workplace injury or illness, workers’ compensation insurance may provide ongoing disability benefits to help cover your living expenses.
- Death benefits: If an employee dies due to a workplace injury or illness, workers’ compensation insurance can provide death benefits to their dependents.
Even though employers are legally required to provide this insurance, it does not mean your employer or their insurance company has your best interest at heart. Often, the insurance company wants to avoid paying a fair settlement or will deny a claim. In some cases, they will refuse to pay a settlement entirely.
If this happens to you, our team of Davenport workers’ comp lawyers can help you fight for a fair settlement. After a workplace injury, contacting a workers’ comp lawyer as soon as possible is essential, even if your claim is not denied. A skilled attorney will review the facts of your case and ensure you receive all the compensation you are entitled to.
Don’t let the insurance companies take advantage of you during this stressful time! Instead, contact a Davenport workers’ compensation attorney from Winstein, Kavensky & Cunningham today.
Causes of Davenport Workplace Injuries
Providing a safe workplace should be a top priority for all employers. But unfortunately, this is not always the case, and workplace accidents, injuries, and even wrongful death can occur due to employer negligence. Accidents can happen anytime, anywhere, even in relatively safe workplace environments like offices or retail stores.
A seemingly small oversight can end up causing a devastating accident or catastrophic injury. Slips and falls are some of the most common types of workplace accidents. However, our Davenport workers’ comp attorneys have assisted clients with workplace injuries caused by:
- Inadequate training
- Lack of safety protocols
- Liquid spills
- Poorly maintained equipment
- Faulty electrical equipment
- Wet or uneven surfaces
- Cluttered workspaces
- Exposure to harmful substances
- Fires
- Employees improperly handling tools, machinery, vehicles, or equipment
Contact Our Davenport Workers’ Comp Lawyers
Our Davenport workers’ comp lawyers have a proven track record of helping clients who have been injured in the workplace. Our firm has worked tirelessly to establish a stellar reputation for providing exceptional legal services to our clients. Furthermore, our personal injury attorneys have over 120 years of combined experience, and we’ve represented the Quad Cities injury victims from Davenport, Rock Island, Bettendorf, Moline, and more for almost 50 years. We take cases on a “no win, no fee” basis, which means you won’t owe us anything until we win compensation for you.
For your free case consultation, contact Winstein, Kavensky & Cunningham by phone at (309) 794-1515 and online through LiveChat or by contact form. Take the first step towards getting the money that you deserve for your injuries and contact us today.