Broken bones, or fractures, are one of the most common injuries, with 6.3 million fractures occurring in the United States every year. The scope of fractures is vast and can range from mild to potentially catastrophic. Even minor fractures can impact your life, leading to costly medical bills, lost wages from missing work, and potentially long-term health complications. In this guide, our Quad Cities bone fractures lawyers explain broken bone settlements in personal injury claims.
Injury Claims That Most Often Result in Broken Bone Settlements
A broken bone can happen from any type of accident or injury. Our Quad Cities injury attorneys have extensive experience handling bone fracture claims resulting from:
- Car wrecks
- Slip and falls
- Truck accidents
- Workplace accidents
- Collisions involving pedestrians
- Bicycle accidents
Those accidents often lead to high-impact force or abrupt trauma that can cause bones to fracture. In order to file a personal injury claim for a successful broken bone settlement, your injury and accident must have been caused by another party’s negligent or reckless actions.
Most Commonly Broken Bones in Accidents
While any bone in the human body can suffer a fracture, some are more vulnerable to injury. This is due to both the bone’s position in the body and our instinctive reaction during an accident. For example, placing your hands out to catch yourself when falling.
According to orthopedic surgeons, the most commonly broken bones in accidents are:
- Collarbone: often from car or bicycle accidents, or falling on the shoulder
- Arm: the humerus, radius, or ulna are long bones in the arm that are often fractured in slip and falls when someone reaches out to catch themselves
- Wrist: like the bones in the arm, wrists are also frequently fractured in falls
- Hip: a hip fracture is most often associated with older adults, and they are frequently seen in high-impact collisions
- Ankle: in accidents, ankle fractures tend to result from awkward landings/twisting in a fall, or from high-impact or crushing injuries in both traffic collisions and accidents in the workplace
Insurance Claims and Broken Bone Settlements
After suffering from a fracture and filing a broken bone settlement with the help of an attorney, you will be wondering about the amount and types of compensation you are entitled to. Several factors can influence the amount and type of compensation you might receive:
- Type of fracture
- Severity of the fracture
- Amount of medical bills for required treatment, including surgeries or therapy
- Recovery time
- If you have any long-term complications or complications during treatment
- Lost wages due to time off work from treatments or recovery
- Pain and suffering and emotional trauma you experienced due to the fracture
Unfortunately, insurance companies use tactics designed to pressure you to settle quickly for less than you deserve and to reduce their payout. This can happen even if you suffered a severe, life-altering injury. The insurance company might argue the scope of your injuries, your treatment plan, and your limitations, all to attempt to pay you a subpar settlement.
Your lawyer knows how to fight these tactics and present evidence to the insurance company to ensure you get a fair settlement for broken bone settlements. We calculate your claim’s full value, considering all related factors, like future treatment costs, diminished earning capacity, and any related potential future costs.
Get the Help You Deserve after a Fracture
Suffering from a bone fracture in an accident can disrupt your life in an instant and leave you with pain, unexpected medical bills, and stress. If this happens, the Quad Cities personal injury lawyers at Winstein, Kavensky, and Cunningham can help you file a personal injury claim that results in you receiving the broken bone settlement you rightfully deserve.
Our commitment is to the local community, and we offer in-person meetings for personalized support. We’re unlike other firms that shy away from court; our attorneys are ready to fight for you and hold the responsible party accountable.
To get started on your claim, schedule your free case consultation. Reach us by phone at (309) 794-1515, via LiveChat, or by filling out our form.